From $3K in Debt Payments to $2.4K in Savings: How One Single Woman Took Back Her Finances | 434

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans - En podcast av Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

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Snag Our Simplified Budget System!One of our single clients came to us with over $263,000 in debt.💳 $3,000/month in minimum payments💔 No savingsđŸ˜© Business and personal finances completely mixed👉 But she was ready for change.In just 7 months, here’s what she accomplished with our coaching and system:đŸ”„ Her Before:💾 $263,000 in total debt💳 $69,000 in non-mortgage debtđŸ§Ÿ 10 different loans (credit cards, RV, HELOC, debt consolidation, etc.)💰 $3,000/mo in minimum debt paymentsđŸ’Œ Personal + business finances mixedđŸš« No emergency fund, no savings system📉 Living paycheck to paycheck — despite a $7,500/month income✅ Her After:đŸ’„ $263K debt reduced🧹 Minimum payments dropped from $3,000 âžĄïž $1,200/monthđŸ’” Saving $2,400/month for sinking funds💡 Business + personal finances completely separatedđŸ¶ Has dedicated savings for pets, travel, Christmas, home maintenance🏡 Downsized to a condo, paid for all renovations in cash📈 Net worth: $684,000✹ Living on purpose, with peace and margin — not just reacting to her bank balance💡 What She Did (Step by Step):✅ Joined coaching for 7 months🧠 Borrowed our belief until she had her own🏩 Opened 13 accounts (bills, spending, savings, business, etc.)🔁 Set up automatic transfers based on paycheck📞 Called every creditor — reduced interest, deferred a car loan for a month🔎 Canceled warranties + subscriptions📉 Shopped all her insurances — saved $2,500/year (then another $5,600 when she moved)🐄 Made a cow savings bucket 🐼 (we’re obsessed)📋 Calculated her actual annual life costs📊 Started using the retirement tab in our budget system📆 Learned how to properly plan for 3-paycheck monthsđŸ“± Got organized — and finally felt in control of every dollarConnect With Us: 1ïžâƒŁ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. âžĄïžŽ budgetbesties.com/facebook 2ïžâƒŁ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. âžĄïžŽ budgetbesties.com/automate 3ïžâƒŁ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. âžĄïžŽ budgetbesties.com/budget 4ïžâƒŁ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. âžĄïžŽ budgetbesties.com/coaching 5ïžâƒŁ Be on the Podcast – Free coaching, real convo. Come chat...

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