From $3K in Debt Payments to $2.4K in Savings: How One Single Woman Took Back Her Finances | 434
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans - En podcast av Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
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Snag Our Simplified Budget System!One of our single clients came to us with over $263,000 in debt.đł $3,000/month in minimum paymentsđ No savingsđ© Business and personal finances completely mixedđ But she was ready for change.In just 7 months, hereâs what she accomplished with our coaching and system:đ„ Her Before:đž $263,000 in total debtđł $69,000 in non-mortgage debtđ§Ÿ 10 different loans (credit cards, RV, HELOC, debt consolidation, etc.)đ° $3,000/mo in minimum debt paymentsđŒ Personal + business finances mixedđ« No emergency fund, no savings systemđ Living paycheck to paycheck â despite a $7,500/month incomeâ Her After:đ„ $263K debt reducedđ§š Minimum payments dropped from $3,000 âĄïž $1,200/monthđ” Saving $2,400/month for sinking fundsđĄ Business + personal finances completely separatedđ¶ Has dedicated savings for pets, travel, Christmas, home maintenanceđĄ Downsized to a condo, paid for all renovations in cashđ Net worth: $684,000âš Living on purpose, with peace and margin â not just reacting to her bank balanceđĄ What She Did (Step by Step):â Joined coaching for 7 monthsđ§ Borrowed our belief until she had her ownđŠ Opened 13 accounts (bills, spending, savings, business, etc.)đ Set up automatic transfers based on paycheckđ Called every creditor â reduced interest, deferred a car loan for a monthđ Canceled warranties + subscriptionsđ Shopped all her insurances â saved $2,500/year (then another $5,600 when she moved)đ Made a cow savings bucket đź (weâre obsessed)đ Calculated her actual annual life costsđ Started using the retirement tab in our budget systemđ Learned how to properly plan for 3-paycheck monthsđ± Got organized â and finally felt in control of every dollarConnect With Us: 1ïžâŁ Facebook Group â Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. âĄïž budgetbesties.com/facebook 2ïžâŁ Automate Your Budget Masterclass â Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. âĄïž budgetbesties.com/automate 3ïžâŁ Budget â Grab our Simplified Budget System! You donât need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. âĄïž budgetbesties.com/budget 4ïžâŁ Private 1-on-1 Coaching â Get a plan and a coach. Weâll build your full budget system together, so you always know what to do and feel confident doing it. âĄïž budgetbesties.com/coaching 5ïžâŁ Be on the Podcast â Free coaching, real convo. Come chat...
